Income Protection Insurance
Income Protection Insurance is all about taking care of your most
valuable asset you, and your ability to earn an income.
Real Income Protection Insurance is one simple thing you can do to
protect your income. This important cover means that we will be
there to help you take care of yourself and your family financially
if you become seriously ill or injured and were unable to work.
We’ll pay up to 75% of your monthly income (up to a maximum of
$10,000 a month) if you can’t work because you are sick or injured.
If you’re an Australian resident aged 18-59, we cover a benefit of
up to 75% of your monthly Pre-Tax income if you can’t work due to
illness or injury, up to a maximum of $10,000 a month
We’ll help you tailor your Policy for the level of protection you
want, so you can match your benefit to your budget
Freedom to increase or decrease your level of cover at any time
subject to age eligibility and underwriting requirements
We’ll reimburse your regular premium while you are receiving a
benefit from your policy
As long as you pay your premiums on time, we guarantee to renew
your cover until you reach 65
Protection for part time workers
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This is a summary of the Real Income Protection Insurance Policy.
For full details, download our Product Disclosure Statement.
Features & Benefits
Apply over the phone in a single call
No medicals or blood tests required
Premiums are usually tax deductible
Keep your premiums low by choosing your level of cover and Waiting
Choose from a range of optional covers for greater protection
Pay fortnightly, monthly or yearly at no extra cost
Get back 10% of the premiums you’ve paid after 12 months of your
policy with The Real Reward
Stress-free claims with your own personal specialist located in
Subscriber of the Life Insurance Code of Practice
To make sure you receive the highest standard of service when
taking out cover, we comply with the Life Insurance Code of