How to get cheap car insurance?

Here are some of the best ways to get cheap car insurance:

Drive responsibly

It’s true — insurance companies have access to all sorts of data related to road violations. So the more speeding and traffic tickets you collect, the higher your premiums go.

Bundle

Buy an insurance package that includes car insurance and another type of insurance, like home, tenant, or condo. You’ll get a bundle price that lowers both rates.

Avoid making small claims

The more claims you submit, the less attractive you are to insurance companies. Plus, they stay on your record and will cause your future rates to go up. The small claims are the low hanging fruit that you should pay out of pocket rather than ‘wasting’ a claim on.

Telematics

Telematics is an app-based system that tracks your driving habits. Insurance companies then use your driving data to determine your premium. So if you drive responsibly, your rate can go down.

Credit score

Plain and simple: Maintain a good credit score, pay less for your car insurance.

Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions.

The company's core executives come from the management and technical teams of well-known enterprises. Relying on rich technical experience and being familiar with the traditional auto insurance transaction system and process, the business covers online auto insurance transactions, auto insurance intermediaries, AI auto insurance intelligent pricing, new energy auto insurance services, green auto insurance innovation, etc., to comprehensively improve the efficiency of auto insurance transactions, reduce the cost of auto insurance transactions, make auto insurance transactions simpler, and make people, cars, and lives better.

At present, the company has nearly 100 employees, including more than 20 Internet product technicians and more than 60 service personnel from branches across the country. It connects with more than 50 domestic property insurance companies, provides users with more than 100 insurance products covering automobile insurance, health insurance, accident insurance, etc., comprehensively enables online and offline scenarios such as Internet platforms, automobile aftermarket groups, insurance institutions, etc., quickly accesses insurance trading services, and improves user service experience.